Medan, October 29, 2026 – The Applied Bachelor's Degree in Banking and Finance Study Program, Faculty of Vocational Education, Universitas Sumatera Utara (USU), held a Financial Analysis Workshop for Micro, Small, and Medium Enterprises (MSMEs) and Industry on Thursday, October 29, 2026, at the Faculty of Vocational Studies Hall, USU. The event, which took place from 9:00 a.m. to 12:00 p.m. Western Indonesia Time (WIB), featured banking practitioners from PT Bank Sumut, Binjai Branch, as guest speakers.
The workshop was organized as part of the Study Program's efforts to enhance students' competencies, particularly in understanding the practical application of financial analysis in the MSME sector and industrial environment. It also served as a platform to bridge academic learning with real-world professional practices.
The event was officially opened by the Head of the Applied Bachelor's Degree in Banking and Finance, Beby Kendida Hasibuan, S.E., M.Si. In her opening remarks, she emphasized the importance of strengthening students' practical competencies to prepare them for the evolving demands and dynamics of the business and industrial sectors. Through this activity, students are expected not only to understand financial concepts theoretically but also to apply them in analyzing financial conditions and making sound financial decisions.
The workshop featured two speakers from PT Bank Sumut, Binjai Branch: Muhammad Arno Muchtar, Head of the Consumer Credit and Funding Section, and Alfiansyah Syahputra Effendi, Account Officer. Both speakers shared their insights and professional experiences regarding financial analysis, financing needs, and the role of banking services in supporting business activities and MSME development.
The presentation and discussion sessions were moderated by Ahmad Azmi, S.E., M.Si. Participants had the opportunity to engage directly with the speakers through interactive discussions and question-and-answer sessions, broadening their understanding of how financial concepts are applied in business and industrial settings.
The workshop provided added value to students by enriching their knowledge through direct insights from practitioners with professional experience in the banking sector. Furthermore, the event represented an implementation of the collaboration between the Banking and Finance Study Program and its industry partner, particularly PT Bank Sumut, Binjai Branch, in promoting practice-based learning.
Through this initiative, the Banking and Finance Study Program, Faculty of Vocational Education, USU, continues to demonstrate its commitment to providing learning experiences that are relevant to industry needs, strengthening collaboration with the business and industrial sectors, and preparing competent, adaptable graduates who are ready to meet the challenges of the banking and finance industry.