Banking and Finance

Applied Bachelor's Degree Program

Learn more about various concentrations, explore the Curriculum adjust your Course Schedule to fit your time, know the required Tuition Fees, and understand the expected learning outcomes All the information you need to start your academic journey is here.

Curriculum

The following is a complete list of courses that will be taken in each semester.

Semester 1 add remove

USU1101 Religion Education in Islam

2 SKS

USU1102 Religion Education in Christianity

2 SKS

USU1103 Religion Education in Catholic

2 SKS

USU1104 Religion Education in Hinduism

2 SKS

USU1105 Religion Education in Buddhism

2 SKS

USU1106 Religion Education in Confucianism

2 SKS

USU1107 Religion Education in Faith on The Almighty God

2 SKS

USU1108 Pancasila Education

2 SKS

VOK1101 Business Management

3 SKS

BAF1101 Fundamentals of Economics

3 SKS

BAF1102 Accounting Fundamentals

3 SKS

BAF1103 Banking Fundamentals

3 SKS

BAF1104 Introduction to Computerized Finance

2 SKS

BAF1105 Fundamental of Finance Mathematic

2 SKS

Semester 2 add remove

USU1109 Civic Education

3 SKS

USU1110 Indonesian Language

3 SKS

BAF1201 Company Financial Management

3 SKS

BAF1202 Introduction to Human Resource Management

3 SKS

BAF1203 Introduction to Marketing Management

3 SKS

BAF1204 Introduction to Asset Management and Procurement

3 SKS

BAF1205 Introduction to Finance and Banking Accounting

3 SKS

Semester 3 add remove

BAF2101 Sharia Banking and Financial Institutions

3 SKS

BAF2102 Basic English Communication for Banking and Finance

2 SKS

BAF2103 General Concepts and Principles of Assessment

2 SKS

BAF2104 Business Project Analysis

2 SKS

BAF2105 Introduction to Types of Property

2 SKS

BAF2106 Fundamentals of Taxation

2 SKS

BAF2107 Financial Report Analysis Practice

2 SKS

BAF2108 Finance and Banking Law and Regulation

2 SKS

BAF2109 Highest and Best Used Analysis and Valuation Approach

3 SKS

Semester 4 add remove

BAF2201 Company Budgeting Pratice

2 SKS

BAF2202 Intermediate English Communication for Banking and Finance

3 SKS

BAF2203 Public and Regional Financial Management

3 SKS

BAF2204 Financial Resource Management for Bank

3 SKS

BAF2205 Investment and Portfolio Analysis

3 SKS

BAF2206 Land Economics and Spatial Planning

2 SKS

BAF2207 Finance and Banking Product Marketing Management

3 SKS

BAF2208 Financial Research Statistics

2 SKS

Semester 5 add remove

VOK3102 Applied Research Methodology

3 SKS

VOK3103 Applied Entrepreneurship

3 SKS

BAF3101 Credit Analysis Practice

3 SKS

BAF3102 International Financial Management

3 SKS

BAF3103 Finance and Banking Risk Management

2 SKS

BAF3104 Eccentrism

3 SKS

BAF3105 Banking and Financial Services Technology

3 SKS

BAF3106 General Banking

3 SKS

BAF3107 Micro Banking

3 SKS

BAF3108 Assessment Practice and Reporting

3 SKS

BAF3109 Code of Ethics of Indonesian Appraisers and Basic Indonesian Appraisal Standards

3 SKS

BAF3110 Capital Markets and Financial Instruments

3 SKS

BAF3111 Financial Planning

3 SKS

BAF3112 Fundamental Technical Analysis

2 SKS

Semester 6 add remove

VOK4307 Industrial Innovation Management

3 SKS

BAF3201 Critical and Creative Design

2 SKS

BAF3202 Financial and Banking Service

3 SKS

BAF3203 Mini Banking

2 SKS

BAF3204 Business Communication

3 SKS

BAF3205 Financial and Banking Information System

3 SKS

BAF3206 Leadership and Team Work

2 SKS

BAF3207 Financial Management of Micro, Small and Medium Enterprises (MSMEs)

2 SKS

Semester 7 add remove

BAF4101 Internship

20 SKS

Semester 8 add remove

BAF4290 Final Project Research Plan Seminar

1 SKS

BAF4293 Undergraduate Thesis

3 SKS

Tuition Fee

Here are the study fees Applied Bachelor's Degree Program In Banking And Finance

Applied Bachelor's SNBP & SNBT Pathway

UKT Group I IDR 500,000

UKT Group II IDR 1,000,000

UKT Group III IDR 2,400,000

UKT Group IV IDR 3,100,000

UKT Group V IDR 4,400,000

UKT Group VI IDR 5,700,000

UKT Group VII IDR 7,000,000

UKT Group VIII IDR 8,800,000

Applied Bachelor's Single Tuition Fee

Single Tuition Fee 1 IDR 500,000

Single Tuition Fee 2 IDR 1,000,000

Single Tuition Fee 3 IDR 2,400,000

Single Tuition Fee 4 IDR 3,100,000

Single Tuition Fee 5 IDR 4,400,000

Single Tuition Fee 6 IDR 5,700,000

Single Tuition Fee 7 IDR 7,000,000

Single Tuition Fee 8 IDR 8,800,000

UKT is paid every semester during the study period

Applied Bachelor's Institutional Development Fee (Independent Program Only)

IDR 14,000,000 One-Time Payment

Learning Outcomes

The Profile of Graduates of the Applied Bachelor's Degree Program in Banking and Finance of the USU Faculty of Vocational Education is derived into 5 (five) Graduate Learning Outcomes. Although the curriculum design is OBE-based, the formulation of ELOs is still prepared by considering the dimensions of attitude (S), general skills (KU), specific skills (KK), and mastery of knowledge (P) required in KKNI.

Learning Outcomes
1	Capable of analyzing banking and financial problems by upholding moral and ethical values and working together in teams
2	Capable of analyzing problems that occur in the world of banking and finance based on an understanding of banking and financial concepts independently, with quality and measurability;
3	Capable of conducting business communication in financial institutions, utilizing basic marketing science, management according to banking service standards, Bank SOPs and applicable banking laws;
4	Capable of implementing the latest banking technology systems/applications appropriately to present financial statements, financial ratios and financial planning;
5	Capable of implementing theoretical concepts, methods and principles of personal and corporate finance;
6	Capable of implementing theoretical concepts of methods and principles of entrepreneurship and financial planning of MSMEs so that, MSMEs have a spirit of independence to develop in accordance with applicable norms;
7	Capable of implementing regional financial concepts in solving regional financial problems in accordance with applicable laws and having social sensitivity and concern for society and the environment;
8	Capable of implementing theoretical concepts, methods, and principles of asset management and valuation in accordance with applicable norms and ethics;
9	Capable of conducting asset valuation with responsibility and discipline and able to work together in a team;
10	Capable of analyzing the concept of risk management theory to implement banking regulations in accordance with banking and financial law;
11	Capable of developing marketing strategies for financial and banking products with the use of digital financial technology in accordance with existing values, ethical norms and able to lead, cooperate and communicate in teams;
12	Capable of making decisions appropriately, showing integrity, critical thinking, creativity and leadership spirit as well as a responsible attitude towards work in their field of expertise.